There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
I called Aftab Hossain to know and discuss some options i can explore as I liked his facebook postings and I felt like he would probably know his role better. I was a bit confident after first conversation and beame more confident as I was seeing his initial discussions with the actual requirements. He walked me through step by step processes including probable financial expenses ( I had no financial dealings with him, but it was with the bank and the lawyer). I did not find any additional requirements throughout the process. I am a person who would like to discuss options and all the steps upfront sho that i am not surprised with any additional requirements. Aftab Hossain is conservative towards his commitment. He rather delivered me a much better result than he anticipated. I wish him all the best towards his venture and would strongly recommend him for any mortgage discussion. If you are someone who is exploring mortgage options, i would strongly recommend you to have a discussion with him. The rest of the decision is yours! I will finish with this short story. I was supposed to sign the documents on a particular day after mortgage approval and he told me to wait another day. He also told me that the interest rate will likely decrease tomorrow and if it decreases, i will be able to grab the lower rate, and if it increases, it won’t change my current offer. The next day, i signed the docs with a lower interest rate! He knows his area the best, and also works daily to monitor the market for a better offer to his clients!
Rashid Hasan, Scarborough
My close friend referred me to him. I approached him for refinancing my Mortgage. He’s fabulous with his work, a thorough professional down to the core both in letter & spirit. His has a wealth of knowledge in his field & his grasp of the overall market situation is simply outstanding. He ensures that he gains a good understanding of your overall financial situation & then provides you with different options. He’s very patient with explaining the options & very approachable, which makes a huge difference. If he is recommending one option over another, he’ll explain throughly the pros & cons of each option & it’s overall impact in the longer run. He makes the entire process so smooth & easy that literally takes off any stress regarding mortgage. If it were possible I would rate him 7 stars. Very strongly recommended him to everyone.
Arman Hashmi, Port Union
Recently I had an opportunity to work with Aftab Hossain to refinance my mortgage. He was always available to explain and respond my query very promptly during the whole process. Mr. Hossain helped me to get an excellent rate for my refinance. He truly went above and beyond. I will definitely recommend him as a trusted mortgage agent. Thank you so much for all the great customer service and getting my refinancing completed seamlessly, you’re absolutely fabulous!
Shamiran Paul, Scarborough
Amazing guy. Professional, responsive, responsible and friendly, gets to the core to make the whole experience easier for the client and ensures the best choices are made. We are very happy to have Mr. Hossain’s extreme support throughout our first purchase journey.
Nowrin Aman, Kingston
I would like to acknowledge the exceptional service that we received from Aftab Hossain during the entire refinancing process. Mr. Hossain’s impeccable professionalism and wealth of knowledge of the industry was impressive and truly appreciated.He was super resourceful and patient while explaining the mortgage terms and conditions. Mr. Hossain went above and beyond to ensure that all of our needs were met and that everything was handled thoroughly and efficiently. He is very proactive and has an excellent sense of responsibility when it comes to preparing and delivering documents in a timely manner.I can confidently say that he is a first-class professional whose trust he carefully earned and will keep for many years to come.
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